Minimum Car Insurance Requirements in Ohio

state of ohio 150x150 Minimum Car Insurance Requirements in OhioSaving money on car insurance in the state of Ohio just requires some education and the willingness to compare automobile insurance rates from a number of sources. Ohio Car Insurance Quotes is here to help you. We provide a convenient online form where you can easily get started by providing some basic information. Then sit back and let the leading car insurance companies in Ohio compete for your business.

We also supply detailed listings of car insurance agencies sorted by city, county and zip code. Simply use the search form to find your city or view our list of Ohio Cities to get started. This is a good way to help you refine your search and compare additional insurance quotes.

Ohio Minimum Car Insurance Requirements

Ohio has minimum car insurance requirements for its residents. It’s important to become familiar with these minimum requirements and be able to make an informed decision about when it would be wise to exceed these minimum requirements.

Ohio state law requires that drivers carry $12,500 of bodily injury liability insurance coverage for one person and $25,000 per incident. Ohio law also requires $7,500 of property damage liability insurance.

It’s good to become familiar with these limits and consider your budget and circumstances. It is often advisable to carry limits that are well above the minimum requirements. Doing this can contribute to your peace of mind and provide much better protection for you and your wealth in the event of an accident.

Other Types of Car Insurance to Consider in Ohio

Drivers in Ohio face a large number of challenges and potential dangers that make it important to find affordable and appropriate car insurance coverage. Many drivers choose comprehensive and collision coverage in case they are at fault in an accident or their vehicle is damaged by wildlife or weather events. It’s common for drivers to have collisions with deer, other animals or flying debris. Hail and wind storms also damage many vehicles every year in this state.

You might also want to consider uninsured/underinsured motorist insurance coverage. This type of insurance is helpful if you are involved in a hit and run or the other driver doesn’t have much or any car insurance.

Save Money on Car Insurance in Ohio

It’s easy to get started comparing Car Insurance Quotes with the form on this page. You can also browse our directory of car insurance agents in your local area to get additional quotes or to ask specific questions. We want to help you begin to save money on car insurance.